Most veterans are told only part of what their VA benefit actually covers.
The VA loan is a loan from a regular lender that the Department of Veterans Affairs partially guarantees. No down payment on most purchases. No monthly mortgage insurance, ever. A benefit you can use more than once. There is a funding fee on most files, and it is waived entirely if you receive compensation for a service connected disability.
Eight questions, about three minutes. No credit pull. No Social Security number.
A veteran ran the numbers. Fabion Medhanie, U.S. Army Retired, NMLS #2002997. Licensed in nine states. Runs VA files every week.
5.0 stars across 10 Google reviews (as of November 2026).
By far the most efficient, ethical, helpful, and knowledgeable mortgage broker I've ever worked with, across more than three decades.Sean F., Google
Nothing is sold, nothing is shared. Your information stays with Fabion. No lead resale, no third-party lenders calling you.
Here is exactly what happens next, so nothing about it surprises you.
Eight questions about your service and your situation. No credit pull, no Social Security number, nothing that touches your credit file.
You get a VA Readiness Score and a straight answer on what, if anything, is currently limiting your position. On the screen, immediately.
If it is worth a conversation, you book fifteen minutes. If it is not, you close the tab knowing where you stand. Either outcome is fine.
Wherever you are starting from, the check shows where you stand and what your next step could be.