Our Home Loans

What's your reason?

The reason in front is yours. Swipe, drag, or use the arrows to find the one that fits, then tap it and I'll match it to the right program. No form, no email.

9 States Licensed

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24hr Typical First Reply

Fabion Medhanie · NMLS #2002997 · Barrett Financial Group, L.L.C. · NMLS #181106

Find your fit

Which one was built for you?

Answer two quick things and I'll show you which program tends to fit a situation like yours. Nothing to fill in, no email, nothing promised, just a starting point.

1 · Which sounds like you?

2 · How much can you put down?

Tap above and I'll show you what might fit best, or just explore all four below.

3%Min Down

Best for most buyers

Conventional

Fixed or adjustable rates. No PMI after 20% equity. Our most popular option for purchase and refinance.

Fixed & ARM No PMI @ 20% Most popular

3.5%Min Down

Best for first-time buyers

FHA

Flexible credit requirements, easy refinancing, and potential down-payment assistance. Built for accessibility.

580+ Credit OK Gift funds OK First-time friendly

$0Min Down

Best for veterans & military

No down payment. No PMI. For active-duty, veterans, and eligible surviving spouses. Run by a vet who gets it.

$0 Down No PMI Reusable benefit

$0Min Down

Best for rural & small-town

USDA

Eligible rural areas, low to moderate income households, zero down. A great-kept secret if you qualify.

$0 Down Rural areas Gov-backed

Not sure which one fits? Walk me through your situation, I'll match you to the right program in a 15-minute call.

Book a call →

Paying off your home a different way

Every option above repays the house on a fixed schedule. A first-position HELOC works differently: it replaces the mortgage with a line of credit your income flows into, and interest is usually charged on the average daily balance. It fits some households very well and others not at all. See how a first-position HELOC works, who it fits, and the risks.

More Nevada loan guides

Ready when you are

Or you can keep researching.

Plenty of people spend a year doing exactly that and end up where they started, just twelve months older. A quick fit check takes a minute, pulls no credit, and tells you which of these programs is genuinely available to you. A clear picture, under 24 hours. Then it's your call.

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